Stay Safe with Credit Cards When Mudik
Finance October 6th, 2009
Forth season has arrived. Of course all the necessities needed cash and credit cards were certainly not small. How to manage our finances during the forth?
Hotman Simbolon Vice President, Customer Care Head, Citi Indonesia explains, communities should make a special budget in order to really know the expectations that spending will occur during the trip going home, from departure to return to the city home.
What are tips for using credit cards going home? Here are tips from Citi, which cited detikFinance, Monday (14/9/2009).
Credit Card Utilization During Mudik
To support your journey, credit cards can be used for the primary needs such as transportation, accommodation and consumption. If you use a plane and stay at the hotel, then the payment to the travel agent, airline or hotel can be done by credit card. It is now more and more tourism services offered through online, but always be careful. Use only the company’s official site has a good reputation and can be contacted for additional information.
By the time you berlebaran, there may be some transactions that you can pay by credit card. For example to eat in restaurants, shopping in stores or leisure time with relatives. Prioritize payment using credit card. Thus, you do not need to reduce the amount of cash in your hands so you will not run out of cash and no need to always go back and forth to the ATM to take money.
How to safely use credit cards
Before you travel make sure your credit card does not expire. Know the number of pending charges for the current and the amount of credit you can use during the journey, not until you can not use cards simply for forgetting to pay bills before.
To be safe, write out your credit card number, expiration date and note the phone number that can be reached from the issuer of the card and store in a safe place separate from your card. Completeness of this data is important, if at any time your card is lost, stolen or fraud occurs. However, never once time to include the PIN.
In addition, pay all your regular bills before leaving forth. Routine bills here means the cost of electricity, water, mobile phone or a monthly fee your fitness center. Thus, this bill does not interfere with your mind during the trip
If you are traveling out of town, then it should inform the card issuer so that your transactions are not suspected of fraud / irregularities in the transaction.
We’re on the way, do not leave your card in the hotel room, recreation area or on the vehicle. If necessary use a safe deposit box to put valuables.
Save evidence of your transactions, when reached at home again check whether the bill in accordance with the transaction that you do. If there is a difference or mistake, report it immediately in the period in accordance with the rules of credit card issuer.
