Bank of the Pearl which currently has assets worth Rp 5 trillion votes have the potential to become the parent bank for rural banks (BPR) in order to withstand competition.
“With assets of Rp 5 trillion, the bank could be the Pearl parent bank for approximately 1746 existing BPR in Indonesia,” said Credit Banks Perhimpuan Chairman Indonesia (Perbarindo) Said Hartono, the Banking Industry Dialogue in 2010, at the Multipurpose Building LPPI, Kemang, Jakarta, Monday (25/1/2010).
Himself admitted BPR conditions today are very concerned and experienced many difficulties, so that the parent bank will later be working to help the capital of BPR in order to keep moving. “If silence, we (BPR) will be drowned,” he added.
Since 2004 until now, growth continued to decline with the BPR volume of the BPR efforts since 2004 began to stagnate. As for, credit volume grew only 0.13 percent ie from 1.25 percent in November 2004 to 1.4 percent in November 2009.
Meanwhile, the Third Party Fund (DPK) grew only 0.15 percent from 1.15 percent in November 2004 to 1.15 per cent November 2009 on. “BPR added only six customers per month,” he added.
In addition, BPR also hoped that the BI can perform the function lender of last resort (last borrower) for BPR. Because this function for lender of last resort has just been implemented for commercial banks only. “During the function lender of last resort only implemented BI for commercial banks alone,” he said.
