WEBODIGY Business & Finance Journal

Almost every house in Nunggul citizens, the region near Pongkor, have a good gold grinding their own use or rent (rental) for gurandil. ”Rule, only local residents who may have rentalan (mill),”said Mr. Aci.Namun, not all citizens are able to make the mill. There are married to people outside the area and opened the gold mill. At least there met milling Republika owned Subang residents who married a local woman and a citizen’s big gelundungan Bekasi. While Mr Abi (46 years), open businesses gelundungan brother took the gold from the area lain.Penggilingan usually made in a semi-permanent building complex consisting of five to 10 sets gelundung. A set may consist of gelundung six to eight small drum diameter 30 cm and 45 cm in length and equipped with a powerful electric engines one PK. There is also, a large drum diameter and 70 cm long, 1.1 m.

Faced with a difficult and slow economic growth in early 2009, investors are asked to carefully invest in various sectors. Because without carefulness and prudence, rather than a profit later on even maimed.

Money market observers Currency Management Group Farial Anwar said, economic conditions in the years ahead will be hard and this should be alerted for investors who plan to invest.

“Next year, the investors do not get too affected by iming lure of high profits and great value. But more importantly not too greedy,” he said, when contacted Legal, in Jakarta, Monday (15/12/2008).

Attitude is not greedy at the time of difficult economic, became an important point in emphasizing Fahrial Anwar to investors. Not only that, he suggested that investors could have saved his fortune by choosing a visible investment.

Fahrial opinion, the proper steps to invest amid the global financial crisis by holding deposits and buy gold. For the deposit itself, he warned that investors should also consider what’s behind the bank, what level of problematic loans (nonperforming loans / NPL) and performance.

As for gold investments, because the estimated value is stable and not too low. “If gold rises again hope is not possible, because the current price is already at the top,” he explained.

As for stock investments, he is still considered feasible with less notes to play big. This is because when the stock price was near the lowest price. Moreover, the economic conditions of uncertainty, either profit or loss into consideration the note.

You’ll remember a commercial bank some time ago about an investment offer? The ad tells some of the investment made old people earlier times, one of them is to buy gold.
No doubt since the gold had indeed become one investment vehicle that attracted many people. Why? There are at least three reasons why gold became one of the growing alternative investment demand.

1. Gold is a commodity that from day to day getting the gold price rises. This is because gold has a limited supply and unlimited demand.

2. The existence of indiscipline in maintaining currency value, in particular currency that is not in the gold-backup. Indiscipline makes the currency is always decreasing. This makes the natural conditions in the community to protect the initiative from the decline assetnya currency by investing in gold.

3. Gold Investment is an investment that can manage themselves and not depend on the performance of third parties.

Gold investment is not a passive investment, instead of gold investment is an investment that can be activated. Gold investment could be used as collateral / security at the Pawnshop. On Pawnshop, there KCA Products (Credit Secured / Conventional) and Sharia Pawning Items by Rahn & akad akad Ijara which can optimize the Gold Investment Working Capital, both for the short term (KCA) and for Long-term needs (Krasida).

If you are interested to start investing in gold, there are important considerations you need to know. Buy gold in the form of gold coins or bars. In the form of gold is the most appropriate form when will serve as a means of investment, compared with the gold in the form of jewelry. Gold in the form of jewelry has a selling price lower than gold bullion. This is because the value of gold jewelry sale will cut the cost of manufacture.

Then where you can buy gold coins and bars? Gold coins or bars can be purchased at outlets PT. Antam Metal Waste, Mining and stores nearby Sharia nearest gold around you, with due attention to the following when making a purchase of gold, namely:

- There is a certificate Antam

- Read 99.99 not 99.98 carats

- Match the id number of the certificate with the number of noble metal gold.

So if you’re still afraid to speculate in large-scale investment, gold investment may be the right investment for you.

The price of gold back to touch its highest level and perched on the level of USD1.225 sweet, 6 per ounce in trading Thursday. This figure increased compared to previous trading worth USD1.215 per ounce, gold investment demand as the continued strength.

“Gold continues to defy gravity and for good reason of course. The shift out of dollar currency, as happened more quickly than imagined by some investors,” the President said Kevin Kerr, Kerr Trading International, as quoted by The Wall Street Journal, Thursday (3 / 12/2009).

Gold prices rose and reached a new record for the third time when investors protect their investments against currency devaluation and inflation which increases demand for precious metals as alternative investments.

In addition, successful Bullion rose to USD1.350 per ounce next year and could reach the highest position of USD1.500 in two years because of decline in U.S. dollar investments and repeated the request, Newmont Mining Corp..

“Gold continued to increase reaching a new record as investors want to hold their investments to ensure against inflation,” said Chief Tim KEB Futures Co. Trade Hwang Doo Il, in Seoul.

Bullion has risen 39 percent this year as the U.S. dollar fell 8.2 percent against six major exchange group. The Fed keeps interest rates at tingat lows near zero percent since December 2008.

The Fed also said economic activity in the region has improved since last October. Improved consumer spending levels in line with reduced levels of unemployment and the improvement in housing loans

This question very often to me in various opurtunity, Fine by email, question and answer opportunities in a lecture or even a lot of dinar buyers before they start buying – they ask you first of this problem.
All three have the same course as the material is the same. The similarity lies in the benefits of the three forms of gold investment is that it has real value (tangible), valued at physical objects (intrinsic) and and values inherent / innate to it (innate). The third advantage is the value of investments owned by tdak other forms such as stocks, bonds and paper money.
Default value (original value) from the high gold investment – if there is no interference with the interests tanganberbagai own gold value will automatically return to the true value – which is high.
Instead the default value (value) of paper money, stocks, bonds close to zero, because if there is failure of the issuing party to fulfill its obligations, paper money, stocks and securities become worth only firewood.
Well now both gold investment, which we choose? Gold coins, gold bullion or jewelry? Here I provide a comparison that may be objective so that readers can choose their own – For Your decision is not affected by my opinion – as if my opinion of the Dinar because this is what I masyarakatkan.

Pros Dinar:

First, has the nature of your units; easily aggregated and divided. If we had a 100 Dinar – today we would use the 5 dinar live off the 5 dinar and the store is 95 dinars. Second, very liquid to be traded because of the ease of shared and aggregated at the top. Third, a high value because of socialization proselytizing will encourage socialization Dinar Islamic law itself. Zakat for example Nishab determined by Dinar or Dirham – people will be difficult to calculate correctly if the charity does not know this Dinar and Dirham. Fourth, high resale value, follow the development of the international gold prices, but only with reduced administrative costs and the sale of approximately 4% of the market price. So if the dinar over the past year increased 31%, then after the cut the cost of 4% is the result of our investments are still around 27%. Fifth, easily traded among users because there is no constraint model and size.

Dinar Weaknesses:

First, Indonesia is still considered the jewel, sales hit 10% VAT (Exact THE MINISTER OF FINANCE REPUBLIC OF INDONESIA NUMBER 83/KMK.03/2002 be calculated net of output tax and input tax of gold shops will be paid ‘goldsmith’ dinar sellers is 2%). Second, the cost of printing is still relatively high and it ranged between 3% – 5% of the value of goods depends on the number of orders.
Gold bullion Advantages:
1. Not affected by VAT
2. If we buy in units 1 kilogram – not affected by the printing costs.
3. High resale value.
Gold bullion Weaknesses:

1. Not flexible; if we store 1 kg of gold, then we need 10 grams for the purposes of cash – not easy to cut. Means must be sold before the 1 kg, is used partly in cash – partly to buy again in a smaller unit – then there will be loss of cost of sales / adiminstrasi a few times.

2. If we keep a small unit such as unit 1 gram, 5 gram, 10 grams – the printing costs will be high enough.

3. Not easily traded among users because of size constraints. Users who need 100 grams, he would not be interested in buying from other users who have a collection of 10 grams. Users who will sell 100 grams can not be sold to two people who each need 50 grams and so on.
Pros Gold Jewelry:
In addition to investments, can be used for other purposes – is used as jewelry.
Perhaiasn Weaknesses:
1. High production costs
2. Affected VAT
3. Not easily traded among users because of the model and size constraints.
From these comparisons, we can choose their own form of gold investments are most appropriate for us. And Allaah knows best.