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	<title>WEBODIGY Business &#38; Finance Journal &#187; Finance</title>
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	<link>http://webodigy.com</link>
	<description>Get Latest Update Business &#38; Finance Info</description>
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		<title>Astra Sedaya Finance Print Profit Rp414 billion</title>
		<link>http://webodigy.com/astra-sedaya-finance-print-profit-rp414-billion.html</link>
		<comments>http://webodigy.com/astra-sedaya-finance-print-profit-rp414-billion.html#comments</comments>
		<pubDate>Wed, 09 Jun 2010 08:23:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://febfinancenew4.refishowcase.com/?p=121</guid>
		<description><![CDATA[
PT Astra Sedaya Finance (ASF) to record net profit increase of 16.95 percent from 2008 to the size of Rp414 billion in 2009.
According to President Djony Director ASF Bunarto Tjondro, with a success net profit growth in 2009 and then, so this year is optimistic his side will again record the growth of better performance.
&#8220;We [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-122" title="PJaaUHhsg7" src="http://febfinancenew4.refishowcase.com/wp-content/uploads/2010/02/PJaaUHhsg7.jpg" alt="PJaaUHhsg7" width="250" height="250" /><br />
PT Astra Sedaya Finance (ASF) to record net profit increase of 16.95 percent from 2008 to the size of Rp414 billion in 2009.</p>
<p>According to President Djony Director ASF Bunarto Tjondro, with a success net profit growth in 2009 and then, so this year is optimistic his side will again record the growth of better performance.</p>
<p>&#8220;We are optimistic that with further improvement in the economy,&#8221; he said in a press release to journalists, the Shangri-La Hotel, Jakarta, Wednesday (3/2/2010).</p>
<p>He explained, in 2009 and the company provides financing for 93 thousand units of motor vehicles with a total financing of Rp12 trillion.</p>
<p>&#8220;This year we will maintain a commitment to support the automobile industry through financing new and used car through the dealership or showroom,&#8221; he explained.</p>
<p>For that, the company will issue bonds XI with fixed interest rate Rp1 trillion. These bonds, he said, consists of Series A through F for the period between from 370 days to 48 months. &#8220;All the proceeds will be allocated to working capital financing of motor vehicles,&#8221; he said</p>
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		<title>Money, The reason you Return to Work</title>
		<link>http://webodigy.com/money-the-reason-you-return-to-work.html</link>
		<comments>http://webodigy.com/money-the-reason-you-return-to-work.html#comments</comments>
		<pubDate>Fri, 21 May 2010 08:20:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://business3.catalinaserver.web.id/?p=41</guid>
		<description><![CDATA[
As many as 30 per cent of participants denied claims that children hinder careers. They said, influenced his career themselves, not by children. (Photo: gettyimages)
HOW ideal age for women to have a baby? Most of the most appropriate age is 25-34 years. Next, consider also the reason she chose to work while still raising children.
The [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://business3.catalinaserver.web.id/wp-content/uploads/2010/03/uMSaPuoOEJ.jpg"><img class="alignleft size-full wp-image-42" title="uMSaPuoOEJ" src="http://business3.catalinaserver.web.id/wp-content/uploads/2010/03/uMSaPuoOEJ.jpg" alt="" width="250" height="146" /></a></p>
<p>As many as 30 per cent of participants denied claims that children hinder careers. They said, influenced his career themselves, not by children. (Photo: gettyimages)</p>
<p>HOW ideal age for women to have a baby? Most of the most appropriate age is 25-34 years. Next, consider also the reason she chose to work while still raising children.</p>
<p>The ideal age is obtained from a forbeswoman.com dihelat survey and thebump.com. Approximately 75 percent of participants said that women, aged 25-34 years is the &#8220;perfect time&#8221; to become a mother. Whereas 42 percent answered, aged 25-29 years is the most ideal time for women having children. The rest, approximately 17 percent of the other participants said, there is no ideal age limit for women to have a child. Followed by a 2210 survey of women in which nearly half are already mothers or had children, while more than 50 percent are women without children.</p>
<p>Based on these survey results also found that women aged 20-30 years tend to have matured in my career and finances, so ready to take new roles. Thus lansir Legal survey from The Sydney Morning Herald, on Wednesday (3/3/2010).</p>
<p>&#8220;Women seeking a good balance. The main factor in reaching this new role are age, career and financial security,&#8221; said Jenna forbeswoman.com Goudreau from.</p>
<p>Goudreau further stated, one thing to be found through the study is not only the ideal age for a woman become a mother, but being a mom and have a successful career. Although many women planning to become a housewife while maintaining a career, as many as 62 percent of them believe that having children would give a negative impact on his career. However, this is disputed by the participants&#8217; 30 percent. They said, influenced his career for themselves, not because of the child.</p>
<p>Goudreau added that the young woman when a child first, tend to invest-are material and nonmaterial-in their careers. Paid maternity leave and time flexible work hours are common benefits provided by the company where she worked.</p>
<p>As many as 68 percent of the participants&#8217; mothers said they were pleased with the age when having first child first, ie before the age of 35 years. In fact, they hoped to give birth the first time at a younger age.</p>
<p>For most participants are women, the reasons go back to work after childbirth is a financial need. There is also a reasonable follow in the footsteps of their parents who have managed to build a family and career simultaneously</p>
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		<item>
		<title>Introduce Money on Children</title>
		<link>http://webodigy.com/introduce-money-on-children.html</link>
		<comments>http://webodigy.com/introduce-money-on-children.html#comments</comments>
		<pubDate>Mon, 03 May 2010 19:44:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://business3.catalinaserver.web.id/?p=44</guid>
		<description><![CDATA[
On many occasions we profess to teach children about money is not our priority. Father and mother worked and prepared many things for the future of children. But be aware that Klabers consumerist environment amid the current critical and guarded the child to &#8217;smart money&#8217;.
A number of academics and child psychologists warned that childhood is [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://business3.catalinaserver.web.id/wp-content/uploads/2010/03/Yd1jf3x0LS.jpg"><img class="alignleft size-full wp-image-45" title="Yd1jf3x0LS" src="http://business3.catalinaserver.web.id/wp-content/uploads/2010/03/Yd1jf3x0LS.jpg" alt="" width="200" height="171" /></a></p>
<p>On many occasions we profess to teach children about money is not our priority. Father and mother worked and prepared many things for the future of children. But be aware that Klabers consumerist environment amid the current critical and guarded the child to &#8217;smart money&#8217;.</p>
<p>A number of academics and child psychologists warned that childhood is a golden era in the character and instill positive habits that will serve him well later. Often we deliberately show examples of &#8216;visible&#8217; so that they get the message that we expect.</p>
<p>In a matter of money, too similar. It&#8217;s never too early children learn about money, because the children will be better prepared to face the reality of life.</p>
<p>Basically, the concept of money that such children need to known about how money is earned (earnings), how to share (sharing), the habit of saving (saving), shopping behavior (spending), behavior debt (borrowing). Consider, if the child started asking parents to buy an item, then you have a child old enough to understand how currency works.</p>
<p>The following steps can Klabers first understand and then try to apply with the children:</p>
<p>1. Give an example. Your life is seen daily by teaching them a natural shape. If you look wise in financial management at home, surely the children will see and a bit more will follow later. Be an example!</p>
<p>2. Plan to learn. Learning financial management can also be deliberately planned. Discuss with your partner! For example, we can teach older children to have? ~ Personal Finance Record Book &#8216;kind of money diary that contains detailed income (allowance, and others) and expenditure (heading for the charity, savings, and personal expenses). Be flexible and informal, but closely related to the everyday lives of children and families, and keep your child&#8217;s language. This is the challenge for Klabers, dare to accept challenges!</p>
<p>3. Creative learning and fun. Consider ways easily understood by children about financial management, be creative and fun. Use the media to invite children&#8217;s interests. Take, for example, teach them to buy a bike with a way to save some pocket money into a piggy bank opaque / special envelope. Get involved in the process, at the end of the period combine to save your savings and your baby. See how happy he was because of your help!</p>
<p>4. Apresiasilah! Child&#8217;s attitude is determined by the support of adults in the learning process. Apresiasilah their charity activities. Give praise for his generosity to the charity buy the have-nots. Or gently point out a lack of agreement when they are careless in personal expenses or complacent in savings.</p>
<p>5th. Correction. Strive to provide feedback on what the child has done. Try to have regular conversations about the use of cash advances child discipline. Acknowledge that they love and Klabers explain that this study will be useful for them also when they grow up like you. Have an open attitude to accept and answer questions concerning the necessity of the small share (charity) or the use of savings, for example.</p>
<p>Good luck!</p>
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		<title>Adira Finance stake Rp20 trillion in new financing</title>
		<link>http://webodigy.com/adira-finance-stake-rp20-trillion-in-new-financing.html</link>
		<comments>http://webodigy.com/adira-finance-stake-rp20-trillion-in-new-financing.html#comments</comments>
		<pubDate>Sun, 18 Apr 2010 22:43:23 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://webodigy.com/?p=335</guid>
		<description><![CDATA[PT Adira Dinamika Industries Tbk (Adira Finance) to target a new financing (booking) next year through the Rp20 trillion, up compared with the target of Rp13 trillion this year.
Chief Operating Officer of Adira Finance Djuhandi Erina says the composition of the target is divided into 70% for motorcycle financing and car financing and the remainder [...]]]></description>
			<content:encoded><![CDATA[<p>PT Adira Dinamika Industries Tbk (Adira Finance) to target a new financing (booking) next year through the Rp20 trillion, up compared with the target of Rp13 trillion this year.</p>
<p>Chief Operating Officer of Adira Finance Djuhandi Erina says the composition of the target is divided into 70% for motorcycle financing and car financing and the remainder of the lease (leasing).</p>
<p>&#8220;We&#8217;re targeting the booking can be increased to Rp20 trillion from financial position this year,&#8221; he told Bisnis.com, recently.</p>
<p>Adira Finance Projection previous booking Rp12 trillion later revised to more than Rp13 trillion. Achievement given that confidence in the quarter III/2009 bookings already reached Rp 10 trillion with the largest contribution of new motorcycle loans.</p>
<p>However, along with improving financing this year, the realization that credit is expected to reach Rp16 billion.</p>
<p>Previously, he expressed the company also plans to diversify its business segments financing heavy equipment leasing (leasing) for a maximum of 10% in line with the trend of increasing commodity prices.</p>
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		<title>Hometrack: UK property prices fell 1% in 2010</title>
		<link>http://webodigy.com/hometrack-uk-property-prices-fell-1-in-2010.html</link>
		<comments>http://webodigy.com/hometrack-uk-property-prices-fell-1-in-2010.html#comments</comments>
		<pubDate>Fri, 02 Apr 2010 07:04:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://webodigy.com/?p=322</guid>
		<description><![CDATA[UK house prices will fall next year as rising unemployment and concerns about demand freeze government fiscal limitations, Hometrack said.
Property values going down 1% after stagnating in 2009, says research group based in London is in a statement today. Prices had risen 0.1% in December from the previous month to the average level of 156,900 [...]]]></description>
			<content:encoded><![CDATA[<p>UK house prices will fall next year as rising unemployment and concerns about demand freeze government fiscal limitations, Hometrack said.</p>
<p>Property values going down 1% after stagnating in 2009, says research group based in London is in a statement today. Prices had risen 0.1% in December from the previous month to the average level of 156,900 pounds (U.S. $ 250,000).</p>
<p>The economic decline has made as many as 600,000 people lost their jobs better, and that number rises as the British bepeluang rose from recession oldest in the record. Prime Minister Gordon Brown and Conservative opposition was seeking some way to prevent the budget deficit reached a record after the general election, scheduled to be held in June.</p>
<p>The deficit for the availability of homes sold will support prices, Hometrack said. Sales volume will increase to around 780,000 in 2010 from 700,000 in 2009.</p>
<p>For this month, as many as four of the 10 regions tracked showed Hometrack price increases, while the remainder showed no change. The increase was driven by the region and South East London, where prices had 0.2% gain. Prices in all areas England and Wales fell 1.9% compared to a year ago.</p>
<p>Other property data indicate the potential chaos ended. Prices had risen 2.7% in November from the level a year ago to an average of 162,764 pounds, says Nationwide Building Society on 1 December. This value is 13% below the highest level in October 2007.</p>
<p>A separate report today showed as many as four out of five retailers expect sales in 2010 will be the same as this year, said the British Retail Consortium. None of said sales would be worse, and the fifth predicted increase.</p>
<p>Greatest risk to the sales come from weak consumer demand and rising unemployment, said the BRC, which refers to a survey of 19 members on 1-10 December.</p>
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		<title>Philippine bond issue dollars, euros, and yen</title>
		<link>http://webodigy.com/philippine-bond-issue-dollars-euros-and-yen.html</link>
		<comments>http://webodigy.com/philippine-bond-issue-dollars-euros-and-yen.html#comments</comments>
		<pubDate>Fri, 26 Mar 2010 15:34:46 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://webodigy.com/?p=324</guid>
		<description><![CDATA[Philippines central bank gave initial approval of the government&#8217;s plan to publish the U.S. dollar-denominated bonds, euro, yen to cover the budget deficit widened.
Sources who know the plan said the monetary authority in principle to allow the government to sell global bonds worth U.S. $ 1.5 billion. In addition, he added, was also given approval [...]]]></description>
			<content:encoded><![CDATA[<p>Philippines central bank gave initial approval of the government&#8217;s plan to publish the U.S. dollar-denominated bonds, euro, yen to cover the budget deficit widened.</p>
<p>Sources who know the plan said the monetary authority in principle to allow the government to sell global bonds worth U.S. $ 1.5 billion. In addition, he added, was also given approval for emissions plan bonds denominated in yen for U.S. $ 500 million.</p>
<p>&#8220;If permission has come down from the central bank, we can throw into the market anytime,&#8221; said Minister of Finance Gary Teves told reporters in Baguio City, south of Manila.</p>
<p>Permission from the central bank is required before the government can determine the investment banks to arrange the sale.</p>
<p>Teves explained the government needs funds to cover the estimated deficit ballooned to more 293 billion pesos (U.S. $ 6.3 billion) in 2010, from about 290 billion pesos last year.</p>
<p>Philippines Bloomberg data shows the U.S. dollar selling bonds every January since 2005.</p>
<p>The government plans to reap U.S. $ 2 billion of bonds overseas next year with the estimated 2010 deficit of 233.4 billion pesos. Along with growing losses, Teves said, interest rates also rose.</p>
<p>Countries in Southeast Asia plans to sell euro-denominated bonds for the first time in 2010. While the yen began in 2001.</p>
<p>The Philippines has a bond that will mature in February valued at 650 million euros (U.S. $ 932.9 million) and U.S. $ 561.5 million maturing in March.</p>
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		<title>BFI commercial vehicle finance 90%</title>
		<link>http://webodigy.com/bfi-commercial-vehicle-finance-90.html</link>
		<comments>http://webodigy.com/bfi-commercial-vehicle-finance-90.html#comments</comments>
		<pubDate>Fri, 26 Mar 2010 15:34:44 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://webodigy.com/?p=341</guid>
		<description><![CDATA[PT BFI Finance Indonesia Tbk commercial vehicle finance up to 90% of the total distribution of consumer finance companies.
It was given the target company to serve targeted financing small and medium enterprises that dominate commercial vehicle. In addition, commercial vehicle financing risks assessed is lower than passenger vehicles.
BFI Finance Indonesia Director Cornelius Henry Kho said [...]]]></description>
			<content:encoded><![CDATA[<p>PT BFI Finance Indonesia Tbk commercial vehicle finance up to 90% of the total distribution of consumer finance companies.</p>
<p>It was given the target company to serve targeted financing small and medium enterprises that dominate commercial vehicle. In addition, commercial vehicle financing risks assessed is lower than passenger vehicles.</p>
<p>BFI Finance Indonesia Director Cornelius Henry Kho said that commercial vehicles including minivans and trucks, each for 44% and 20%.</p>
<p>&#8220;The majority of our financing commercial vehicles compared with passenger as sedans, pick-ups, and jeeps,&#8221; he said on the sidelines Due Diligence Meeting &amp; Public Expose Bonds II 2009 in Jakarta, this afternoon.</p>
<p>He said the current portion of financing other than minibuses by 44% and 20% trucks, sedans share reached 11%, 12% Jeep, pick-up 11%, 1% bike, and others.</p>
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		<title>Finance TA financed 30,000 units Rp4 trillion worth</title>
		<link>http://webodigy.com/finance-ta-financed-30000-units-rp4-trillion-worth.html</link>
		<comments>http://webodigy.com/finance-ta-financed-30000-units-rp4-trillion-worth.html#comments</comments>
		<pubDate>Tue, 16 Mar 2010 15:25:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://webodigy.com/?p=337</guid>
		<description><![CDATA[PT Toyota Astra Financial Services (TA Finance) said the new financing can be closed this year to Rp4 trillion, equivalent to 30,000 units of motor vehicles.
TA Finance Marketing Manager said Vishnu Kusumawardhana financing trends continue to rise this year. In late November, the financing has reached Rp3, 9 trillion this year so that the target [...]]]></description>
			<content:encoded><![CDATA[<p>PT Toyota Astra Financial Services (TA Finance) said the new financing can be closed this year to Rp4 trillion, equivalent to 30,000 units of motor vehicles.</p>
<p>TA Finance Marketing Manager said Vishnu Kusumawardhana financing trends continue to rise this year. In late November, the financing has reached Rp3, 9 trillion this year so that the target Rp3 trillion, equivalent to 24,000 units was exceeded.</p>
<p>&#8220;With the conditions this year were expected to be closed in a number Rp4 trillion, equivalent to 30,000 units,&#8221; he told Bisnis.com, this weekend.</p>
<p>TA Finance before raising new loans in the target this year to Rp3, 7 trillion from the previous Rp3, 1 trillion in anticipation of an upward trend towards the financing of Lebaran, although in the first half of this year slightly corrected financing.</p>
<p>Last year, a new financing joint venture (JV) between PT Astra International Tbk and Toyota Financial Services Corporation in Japan reached 27,000 units, equivalent to Rp3, 5 trillion, much higher than the 2007 level was 17,000 units or Rp2 trillion.</p>
<p>Vishnu said that next year the vehicle financing prospects remain positive so optimistic with the business side multifinance funding especially from the side is also safe</p>
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		<title>Reaching Rp1, 5 Million to Buy Friends on Facebook</title>
		<link>http://webodigy.com/reaching-rp1-5-million-to-buy-friends-on-facebook.html</link>
		<comments>http://webodigy.com/reaching-rp1-5-million-to-buy-friends-on-facebook.html#comments</comments>
		<pubDate>Mon, 08 Feb 2010 00:51:57 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://webodigy.com/?p=418</guid>
		<description><![CDATA[Many ways that people do so that he could exist on Facebook, one way is to buy a friend. In fact, this way more nge-trend in recent years.
According to a survey conducted uSocial, social networking site users are willing to spend the funds until approximately USD150 or Rp1, 5 million to buy a 1000 account [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-419" title="IBUJIrTJSX" src="http://webodigy.com/wp-content/uploads/2010/01/IBUJIrTJSX.jpg" alt="IBUJIrTJSX" width="250" height="250" />Many ways that people do so that he could exist on Facebook, one way is to buy a friend. In fact, this way more nge-trend in recent years.</p>
<p>According to a survey conducted uSocial, social networking site users are willing to spend the funds until approximately USD150 or Rp1, 5 million to buy a 1000 account of a friend on Facebook. this is done for raising the prestige and for the more popular.</p>
<p>&#8220;Buying a friend on Facebook to see the famous, the more dilakukkan especially at Christmas and New Year ago,&#8221; explained CEO uSocial Leon Hill, as quoted by Internet News, Saturday (9/1/2010).</p>
<p>&#8220;You&#8217;ll be seen next to the eye when a friend on Facebook just a little. That&#8217;s what makes Facebook look like cruel,&#8221; he added.</p>
<p>Leon assess how these highly unethical, because a lot of people protesting this way taps violate the principles of social networking sites.</p>
<p>In fact, Facebook developers through his lawyer also made an effort to shut down that way, because considered to be very harmful&#8230;.</p>
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		<title>RI &amp; Australia Support EAS Finance Minister Meeting</title>
		<link>http://webodigy.com/ri-australia-support-eas-finance-minister-meeting.html</link>
		<comments>http://webodigy.com/ri-australia-support-eas-finance-minister-meeting.html#comments</comments>
		<pubDate>Tue, 12 Jan 2010 04:45:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://febfinancenew4.refishowcase.com/?p=136</guid>
		<description><![CDATA[
Finance Minister Sri Mulyani Indrawati and the Treasure of the Commenwealth of Australian Hon Wayne Swan welcomed the statement of the East Asia Summit (EAS) fourth in Hua Hin, about the need for organized EAS Finance Minister Meeting in a timely manner.
Both the Minister suggested that the meeting was held before the five-year EAS 2010 [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-137" title="SEAZj0NCAd" src="http://febfinancenew4.refishowcase.com/wp-content/uploads/2010/02/SEAZj0NCAd.jpg" alt="SEAZj0NCAd" width="250" height="260" /><br />
Finance Minister Sri Mulyani Indrawati and the Treasure of the Commenwealth of Australian Hon Wayne Swan welcomed the statement of the East Asia Summit (EAS) fourth in Hua Hin, about the need for organized EAS Finance Minister Meeting in a timely manner.</p>
<p>Both the Minister suggested that the meeting was held before the five-year EAS 2010 and proposing the implementation of the G20 and G20 Outreach initiatives as the main agenda.</p>
<p>This was revealed in a written statement received by reporters, in Indonesia and Australia show: Good Neighbors and Global Partners, in Building Djuanda 1 Department of Finance, Jakarta, Tuesday (10/11/2009).</p>
<p>In addition, the two ministers also acknowledged an important role in improving the integration of APEC economies and APEC&#8217;s potential in supporting the G20 framework of strong, sustainable and balanced growth.</p>
<p>In particular, both agreed that the meeting of APEC finance ministers to come to conduct extensive dialogue which includes issues of fiscal sustainability, raising the momentum of structural reform, support for capital market development, as well as efforts to meet the challenges of infrastructure in the APEC region and the trade financing needs.</p>
<p>Meanwhile, the two ministers mencata that Australia and Indonesia is currently considering the feasibility of a free trade agreement (Free Trade Agreement / FTA) between the two countries.</p>
<p>Both Ministers agreed that a comprehensive FTA or a comprehensive built with strong foundations in the Asean-Australia New Zealand Free Trade Agreement (AANZFTA) can be an opportunity to deepen the economic partnership of Indonesia and Australia.</p>
<p>For information, these bilateral meetings have been commenced at 14.00 pm and is closed. Present a number of preachers looked good at home and abroad that cover the event</p>
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