After successful preparation of pharmaceutical personnel in the level of education and for staff pharmacist, then what about the workers in the area of pharmacy and the pharmaceutical industry pharmaceutical distribution?
For a company, Human Resources (HR) is a critical component. This means that the level of benefits other resources-technology, for example-depending on how a company can take advantage of human resources available. In other words, the higher the value of the utilization of human resources has, the higher the value later in order to be produced.
The statement also apply to the program the pharmacy business, which serves as both pharmaceutical manufacturers and pharmaceutical distribution company. For example, the human resource quality pharmaceutical companies can be seen from the value of diligence, discipline, and have a passion and high competence. For this reason, need to realize that human resources becomes a very important key to the success and progress of the company.
PHARMINDO PT Anugerah Lestari (APL), a pharmaceutical distribution company that large, well of course concerned about human resource issues. Besides having a reliable human resources, PT APL helped optimize the utilization of IT is already owned. “We have a good quality of human resources, it’s one that becomes our vision. We select employees who are qualified of course. Division of Human Capital we have a lot of human resource developments, there is talent review. We also have training modules based on the level of office . When speaking of reward, of course, will be given based on the career ladder, “said Vice President Sales Division 1 PT APL Nyoman Sukertha, some time ago.
HR can with the times is not enough. The workforce in the pharmaceutical company still needs to develop creativity and innovation. There is also a more human resource development towards the strategic development of pharmaceutical company profits. For example, in pharmaceutical distribution company, how the marketing effort to give correct information to the hospital as a client. Therefore, large pharmaceutical companies have to really know which way the HR group was developed, and where another group would be directed.
Qualified human resources in health and pharmaceutical sectors, can not be printed instantly. The need for skilled personnel and quality can not be obtained immediately. Like the pilot profession, if you want to fly airplanes and drive, never enough, if only a high school graduation. Similarly, workers at the hospital pharmacy, for example. After graduating in higher education too, a pharmacy graduate is still not enough to have the competence pharmacy. Adjustment and competence within the pharmaceutical companies are also still needed.
Practice in both pharmaceutical companies, must have a certain competency standards for each of its human resources. Therefore, the adjustment in employment in the field of pharmaceuticals, remain necessary. Keep in mind, human resources in the pharmaceutical sector can not easily distok as raw materials, stationery, drugs or other pharmaceutical ingredients. What is learned while sitting in lectures is not enough. Pharmacy practice in the pharmaceutical industry and pharmaceutical distribution may be different.
For the pharmacy staff, if the knowledge and skills are not honed, it can be worn HR value. They will be judged out of date. Therefore, training with certain forms in order to enhance the knowledge and skills need to planned and improved continuously. For example with training programs and development has been done by the APL.
“Our program is not limited to training. Because we believe that on-the-job experience has a considerable influence on the development of each employee. Therefore, some programs that we provide can be a project change, job enrichment or job enlargement. The programs This is important to develop and retain employees, “said Vice President of Human Capital Division PT APL Titien Supeno, some time ago.
The second step is to do the activities of the development of competencies. Human resources development in the form of pharmaceutical companies, of course, also considering the need. Training was conducted in accordance with the requirements. For the year 2009, PT APL focuses on sales and operations. Training and training will be mostly done in the sales and operations, according to the needs of their work.
It is time, change must occur at health care, pharmaceutical and professional human resources work in the pharmaceutical business. Labor reliable pharmacy and pharmaceutical profession should appear with the challenges and opportunities. In addition, the pharmaceutical profession should be directed to a large contribution dedicated to the public. Pharmacy education at universities needs to be developed. To prepare the pharmaceutical reliable power in Indonesia in preparation for the Healthy Indonesia 2010.
Fed Report tighten Past Bank Lending
Credit & Loan January 5th, 2010
United States Central Bank (The Federal Reserve / Fed) has recorded a number of banks tightening credit standards apply various loan products, ranging from residential mortgages to business loans.
In a recent survey revealed the Fed has tightened bank lending to all types of loans during the quarter due to the worst financial crisis in seven decades on the economy.
Fed survey revealed, the first two weeks in October, a large enough percentage of banks that have made borrowing standards and requirements in all major loan categories over the previous three months.
The Fed noted approximately 85 percent of domestic banks have been tightening lending standards for commercial and industrial loans. While loans to businesses recorded increased from 60 percent in the June survey.
Even larger proportion of the bank, which has 95 per cent of the tightening of lending standards for credit expansion and increase the medium to large businesses.
Nearly 60 percent of banks said they had done tightening lending standards on credit card debt, while 65 percent said the bank doing the tightening lending standards for other types of consumer loans for three months.
Some big banks also reported tightening lending standards on housing loans, as well as nontraditional residential mortgage loans and residential mortgage loans simple extension of loans to borrowers who have a weakness in the mortgage payment. This is done since the housing sector went bankrupt because of the global financial crisis.
Gold,more crisis more shines
Gold Investing January 1st, 2010
Gold becomes an alternative investment in the stock market amid the turmoil of the world, considering that gold price movements tend to hold strong.
Experts in the London Bullion Market Association predicts, this year the highest price of gold could be at the level of USD1.009 per troy ounce (1 troy ounce = 31.103 grams). On Monday, February 18 yesterday, gold prices in Asia rose 0.6 percent, or $ 5, 13 to USD907, 63 per ounce. While for April delivery rose 0.5 percent, or $ 4, 70 to USD910, 80 per ounce.
There are many factors that drive this increase. Among the most striking is the slow rate of sales of gold reserve in a number of banks such as the European Central Bank, the decline in gold production and the decline in the dollar. However, the most significant of prosperity and high demand in South Asia, Middle East, and China.
According to the World Gold Council data, demand for precious metals in India reached 800 tons per year are mostly used for jewelry. Estimated, ownership of gold in India reached 40,000 tons, or about a third of the total ownership in the world.
While in Pakistan, World Gold Council claimed difficulties in getting exact figures. However, based on their estimates, the demand there is in the range of 150-160 tons per year. China needs 220 tons per year (1 ton = 32.150 ounces). The analyst predicts gold demand in Asian countries will continue to grow as the continued economic growth in the region. The increased demand for jewelry in South Asia and the Middle East accompanied by erosion of the dollar and concerns related to inflation and recession.
This also sparked investor interest in gold and appears to form a new investment such as gold-based mutual funds traded on exchanges (Gold ETFs / Exchange-Traded Funds). Recently, interest in the Gold ETF investors in international markets increased sharply as gold prices reached record highs of above USD900 per troy ounce after rising about 30 percent last year.
Although in India own request yet seramai Gold ETF in the global market, some analysts predict if there will be more interest in this investment product, considering the high price of gold and the importance of physical gold, will prevent the men to buy jewelry, at least as a form of investment.
“It could be Gold ETFs will eventually replace the demand for large-scale jewelry because jewelry prices continue to rise is not achieved by a number of small investors,” said analyst research body Anand Rathi Commodities Subodh Gupta. Based on the mutual fund data provider, based in New Delhi, to yield gold in the domestic market ETFs Value Research, the yield for the gold ETFs in the domestic market in the six-month period ended February 15 is better than most other forms of investments such as stocks and mutual fixed income funds.
Even in the last three months, when the domestic stock market slumped, these new investment products conclusively showed the best performance than others. Other major factors that make gold investment is increasingly popular perception of the continuity of the current U.S. economy.
Some analysts argue, the U.S. will not escape from the shackles of recession and depression in the dollar would continue so that jack up the price of gold. Related to that, some analysts said, the increase of gold prices traded in Asia affected by speculation that the U.S. central bank will again cut interest rates following the economic slowdown is growing worse.
The traders increased speculation the Fed will again cut interest rates in an effort to avoid U.S. resesi.FutureContracts in the Chicago Board of Trade show 34 percent chance for the Fed will cut its lending rate 75 basis points (bps) at the meeting policy council next March 18. While the possibility of a reduction of 50 bps in the 66 percent probability level.
“In my opinion, the current gold investors are worried about the movement of U.S. dollar and the U.S. economic status. They were waiting whether the Fed will again cut interest rates or not,” said manager of Standard Bank Asia Ltd. is specialized in precious metals Ellison Chu
